Dr. Carl S. Graves D.D.S.
Dentist
He is located at 300 Hollywood Boulevard Southeast in Fort Walton Beach, FL 32548. Can help patients with the following: Bleeding Gums, Dental Exam and Cleaning, Dental Malocclusion, Dentin Hypersensitivity, Dentures, Laser. His National Provider Identifier (NPI) number is 1295188761. Appointment can be made via the phone number (850) 243-4723. He also has a website where you can get more information. The website can be found at https://www.sanddollardentalfl.com/. He is affiliated with 1 practices.
Conditions treated
Dr. Carl Stephen Graves, being an dentist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Carl S. Graves.
- Bleeding Gums
- Cosmetic Dentistry
- Dental Bridges
- Dental Crowns and Caps
- Dental Emergency
- Dental Exam and Cleaning
- Dental Implants
- Dental Malocclusion
- Dentin Hypersensitivity
- Dentures
- Gum Disease / Gingivitis
- Invisalign
- Laser
- Oral Cancer Examination
- Pericoronitis
- Teeth Grinding
- Teeth Whitening
- Veneers
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Carl S. Graves as in-network for the following 2026 plans.
Health plans
Oscar Health Maintenance Organization of Florida
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 26 plans from Oscar Health Maintenance Organization of Florida
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic 4700 | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic 4700 | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Chronic Care CKM (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Diabetes (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard (2 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Gold Classic Standard | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Gold Elite Saver Plus | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Classic Standard | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Elite | HMO · Silver | Preferred | Accepting new patients |
| Silver Elite | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Breathe Easy with Enhanced COPD Benefits (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
Dental plans
BEST Life
Network data as of Sep 8, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BEST Life Essential Basic Dental Plan | PPO · Low | In Network | Accepting new patients |
| BEST Life Essential Value Dental Plan | PPO · Low | In Network | Accepting new patients |
| BEST Life Preferred Dental | PPO · High | In Network | Accepting new patients |
| BEST Life Superior Dental | PPO · High | In Network | Accepting new patients |
Humana
Network data as of Sep 13, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Humana Dental Smart Choice - High | PPO · High | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Lite | PPO · Low | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Low | PPO · Low | Preferred | Accepting new patients |
Renaissance Dental
Network data as of Sep 16, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Florida Preferred Plan | PPO · Low | Preferred | Accepting new patients |
| Florida Preferred Plan (Pediatric Only) | PPO · Low | Preferred | Accepting new patients |
| Florida Preferred Plus Plan | PPO · High | Preferred | Accepting new patients |
| Florida Preferred Plus Plan (Pediatric Only) | PPO · High | Preferred | Accepting new patients |
| Florida Wellness Essentials Plan | PPO · Low | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Carl S. Graves is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Carl S. Graves is enrolled to bill Medicare as a Order And Referring Only - Dentist (also registered under: Practitioner - Dentist) .
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Straumann | $18 |
Other
| Food and Beverage | $19 |
Other ways to reach out
- Website: https://www.sanddollardentalfl.com/
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Questions & Answers
Does Dr. Carl Stephen Graves have affiliation with practices?
Dr. Carl Stephen Graves is affiliated with Sand Dollar Dental.
Where can you meet with Dr. Carl Stephen Graves?
Dr. Carl Stephen Graves's office is located at 300 Hollywood Boulevard Southeast in Fort Walton Beach, FL 32548.
Does Dr. Carl Stephen Graves accept insurance?
Dr. Carl Stephen Graves is listed in-network for 38 ACA Marketplace (Obamacare/HealthCare.gov) plans from Oscar Health Maintenance Organization of Florida, BEST Life, Humana, Renaissance Dental. See the Marketplace plans section for details.
What conditions does Dr. Carl Stephen Graves treat?
Dr. Carl Stephen Graves provides treatment for Bleeding Gums, Dental Exam and Cleaning, Dental Malocclusion, Dentin Hypersensitivity, Dentures, Laser. For the full list see this list.